Nolubz Whitepaper
Table of contents
Overview:
● Nolubz Overview
● Introduction To Nolubz
● Understanding The CeFi-DeFi World
● Understanding Nolubz Network
a.Multi-Platform Integration
b.FinTech and DeFi
c.Wallet & Swap
d.Incentives for Health and Sustainability
e.P2P and Traditional Finance Integration
f.Community-Driven
● Problem Statement
i. Current Challenges & Opportunity
ii. A Unified Solution
iii. Implementing Blockchain and DEX
iv. Nolubz Ecosystem Components
v. Key Features
vi. Community & Government Engagement
vii. Benefits Across Board
● Decentralized Finance (DeFi)
● Goals and values
a Vision
b Mission
c Pursuit
d Core Values
Ecosystem:
● Nolubz Ecosystem
➢ Core Components of the Nolubz Ecosystem
➢ Nolubz (NOLZ) Tokenomics
➢ Blockchain Platform
➢ Security
● Nolubz Exchange
● Nolubz Wallets & Swap
Roadmap
Disclaimer
Conclusion
Abstract:
Nolubz Network is a decentralized financial ecosystem built to promote wellness,
sustainability, and financial inclusion through the innovative use of blockchain
technology. Leveraging Web3 tools, community engagement, and gamification, Nolubz
incentivizes the consumption of healthy foods and responsible lifestyle choices,
all while empowering underserved populations with access to financial tools and knowledge.
OVERVIEW
Nolubz Network Overview
What is Nolubz?Nolubz Network is a holistic, blockchain-powered ecosystem that fuses
decentralized finance (DeFi), health-conscious living, sustainability, and financial
empowerment into one unified platform. It is more than a cryptocurrency project—it is
a lifestyle movement, built to inspire better choices for both individuals and
the planet.
At its core, the Nolubz Network integrates innovative technology with a real-world mission:
to promote the adoption of natural and organic foods, support mental wellness, encourage
eco-friendly practices, and expand financial inclusion through smart tools and incentives
The Nolubz Vision:
The vision of Nolubz is to redefine wellness through decentralization—creating an open
financial system that supports healthy habits, responsible consumption, and digital freedom.
This is achieved through:
Incentivized healthy living
Blockchain-based transparency and trust
Mental wellness education and support
Access to decentralized and traditional finance
Eco-conscious practices and partnerships
Core Components of the Nolubz Network
1. NOLZ Coin (formerly NOLZ Token)
The primary utility and governance asset within the ecosystem. It powers all economic
activity—from staking and governance to rewards and transactions. The coin evolves from
its early token form into a native asset with its own blockchain infrastructure.
A decentralized exchange (DEX) that enables users to trade NOLZ and other supported tokens.
It also acts as a reward center—providing discounts, offers, and incentives tied to
healthy lifestyle actions, organic food purchases, and eco-conscious behaviors.
A user-controlled, DeFi-enabled wallet that supports:
Peer-to-peer (P2P) transfers
In-app swapping across chains
Direct integration with agents, fintech apps, MFIs (microfinance institutions),
and even traditional banks
Nolubz Wallet bridges the gap between blockchain and real-world financial tools,
making digital finance accessible to all.
4. Decentralized Finance (DeFi) Tools
Includes staking, farming, governance, and liquidity pools. These tools allow users
to earn rewards, vote on proposals, and support the network’s growth in a non-custodial,
permissionless way.
A unique hybrid approach: Nolubz partners with local agents, community cooperatives,
and microfinance institutions to make Nolubz accessible in underbanked areas.
This supports both digital and traditional financial inclusion.
An educational hub designed to help users learn about:
Blockchain and crypto safety
Mental wellness and positive habits
Sustainable living and food awareness
Financial literacy and empowerment
7. Nolubz Store & Merchant Network
An e-commerce and physical goods layer, where users can:
Spend NOLZ on verified organic products
Get discounts for healthy choices
Support eco-friendly merchant
Cross-Chain & Real-World Connectivity
Nolubz Network is being built to function seamlessly across Ethereum, BSC, TRON,
and other chains, while also integrating real-world tools like:
FinTech apps
Mobile money wallets
QR-based agent networks
Traditional fiat payment systems
Retailer and merchant POS platforms
This enables Nolubz to reach users where they are—whether online or offline,
digital native or traditional.
Nolubz is more than a token, a coin, or a wallet—it’s a decentralized movement toward
a healthier, more conscious world. By integrating health, tech, finance, and education,
Nolubz aims to create a future where:
People are empowered to live better
Communities have access to fair finance
The planet benefits from sustainable choices
Wellness is incentivized, not marginalized
Introduction To Nolubz
In today's fast-paced world, access to tools that empower individuals to make better health
and financial decisions remains limited for many. Nolubz Network addresses this challenge by
seamlessly integrating DeFi (Decentralized Finance), wellness, and education into a unified and
user-friendly ecosystem that empowers users to lead healthier, financially empowered lives.
At the core of the Nolubz Network is Nolubz Coin (NOLZ), the utility token that drives every aspect
of the ecosystem. NOLZ not only facilitates rewards, governance, and growth but also incentivizes
users to adopt sustainable living, foster a positive mindset, and engage in healthy habits.
It is a key instrument in rewarding behaviors that align with well-being and personal growth.
Nolubz Wallet: Empowering Financial Freedom
The Nolubz Wallet is central to the Nolubz ecosystem, providing users with a secure, intuitive platform
to store, transfer, and manage their NOLZ tokens. The wallet integrates seamlessly with FinTech tools,
offering features that make it easier for users to manage their digital assets. By leveraging advanced
blockchain technology, Nolubz Wallet ensures privacy, security, and complete control over users' funds.
Whether you're staking tokens, making in-app purchases, or engaging in peer-to-peer (P2P) transactions,
the wallet allows for a smooth and secure experience.
Nolubz Games: Earning While You Play
The Nolubz Wallet is central to the Nolubz ecosystem, providing users with a secure, intuitive platform
to store, transfer, and manage their NOLZ tokens. The wallet integrates seamlessly with FinTech tools,
offering features that make it easier for users to manage their digital assets. By leveraging advanced
blockchain technology, Nolubz Wallet ensures privacy, security, and complete control over users' funds.
Whether you're staking tokens, making in-app purchases, or engaging in peer-to-peer (P2P) transactions,
the wallet allows for a smooth and secure experience.
A Holistic Ecosystem for Wellness and Financial Empowerment
With the integration of FinTech, the Nolubz Wallet, and innovative games, Nolubz isn’t just about
cryptocurrency—it’s a comprehensive ecosystem that helps users live better lives.
By combining decentralized finance with educational resources and fun engagement,
Nolubz empowers individuals to take control of their financial future while prioritizing health,
wellness, and sustainability.
Understanding The CeFi-DeFi World
The globalization of finance has amplified the importance of the financial sector in national
economies, leading to the rise of the global financial markets. For centuries, economists and
innovators have sought financial tools to generate profits. However, this growth has also led
to an increase in financial crises, particularly central banking failures, creating a divide
in the global community.
On one side are those who support Centralized Finance (CeFi), a system that combines the
convenience and security of traditional financial products. Despite its risks, CeFi remains
popular due to its flexibility, especially in converting fiat currencies to cryptocurrency,
where centralized entities are still required for seamless transactions.
On the other side are the advocates of Decentralized Finance (DeFi), who are driven by the
vulnerabilities of intermediaries and the lack of trust in centralized systems.
DeFi offers advantages like non-custody, interoperability, transparency, and affordable
cross-border payments. DeFi platforms are permissionless, meaning they are open to anyone
without the need for a centralized authority to approve access, making them more inclusive
and transparent compared to traditional finance models.
Understanding Nolubz Network
Nolubz Network is a digital platform that brings together financial technology (FinTech),
decentralized finance (DeFi), and wellness to create a sustainable, user-friendly ecosystem.
It aims to empower individuals by integrating healthy living and financial independence,
offering an alternative to traditional financial systems.
At its core, Nolubz is a blockchain-based ecosystem that allows users to participate in a variety
of services like digital payments, peer-to-peer (P2P) transactions, crypto wallets, and games
while promoting sustainability and holistic health. The platform is designed to be accessible,
transparent, and secure, enabling users to have control over their funds without relying on
centralized authorities.
Key Features of Nolubz Network:
Multi-Platform Integration: Nolubz works across multiple blockchain systems (like Ethereum,
Binance Smart Chain, and TRON) to ensure that users can access services seamlessly across various
platforms
FinTech and DeFi: Nolubz incorporates financial technology (FinTech) and decentralized finance (DeFi),
allowing users to make secure, low-cost transactions without needing intermediaries or banks.
This makes transactions more transparent, fast, and accessible.
Wallet & Swap: The Nolubz wallet allows users to store their digital assets safely,
and NolubzSwap provides a decentralized exchange for users to trade their tokens without
relying on middlemen. This ensures greater control over funds and privacy.
Incentives for Health and Sustainability: By connecting financial rewards with
positive lifestyle choices (like adopting healthy habits, supporting sustainable products,
and promoting mental wellness), Nolubz provides users with incentives to live
healthier lives while empowering their financial growth.
P2P and Traditional Finance Integration: Nolubz seamlessly blends modern P2P transactions
with traditional payment methods, allowing users to exchange cryptocurrencies and fiat currencies easily.
The platform also supports integration with local Micro-Financial Institutions (MFIs)
to improve financial inclusion.
Community-Driven: Nolubz emphasizes community involvement, with users having a say in how
the network evolves, ensuring the platform remains aligned with user needs and preferences.
Why Nolubz?
Nolubz Network aims to create a holistic ecosystem that integrates financial freedom with wellness,
helping people to make better choices for both their financial health and overall well-being.
The goal is to empower users to take control of their finances and health in a secure, transparent,
and decentralized way
Problem Statement
High consumption of artificial and processed foods contributes to poor health globally.
At the same time, billions remain unbanked or underbanked, lacking access to digital
financial tools, especially in developing regions. There is a need for a solution that is
both accessible and empowering.
Millions of people desire a healthier lifestyle, but they face real-world barriers:
● No tangible incentives for eating healthy or choosing eco-friendly products.
● Wellness solutions are fragmented across different platforms and lack transparency.
● Natural and organic options are often expensive or inaccessible.
● People lack motivation to stay consistent with wellness routines.
● Sustainability efforts are not rewarded, limiting real-world impact.
Current Challenges in Healthy Living, Finance & Opportunity Access
Nolubz Network emerges at the intersection of health, finance, and technology — recognizing that
the roadblocks to a healthier and more empowered life go far beyond food choices alone.
The current landscape reveals interconnected challenges that require an equally holistic solution.
Lack of Awareness & Misinformation
Public understanding of the health benefits of natural and organic foods remains limited.
Misinformation surrounding organic products — including perceived high costs and questionable
effectiveness — deters individuals from making healthier lifestyle choices.
Accessibility & Availability
In many regions, particularly food deserts and low-income areas, organic and natural
foods are scarce or overpriced.
Mainstream food retailers and restaurants prioritize processed, unhealthy products,
leaving consumers with few nutritious options.
Economic Barriers
The cost of organic foods is prohibitive for many families and individuals,
especially those in under-resourced communities.
Small-scale and transitioning organic farmers face financial difficulties in
sustaining organic farming practices, which impacts supply and keeps prices high.
Cultural & Lifestyle Barriers
Existing cultural food norms and daily habits can prevent a shift toward healthier, natural alternatives.
The convenience and availability of fast foods often outweigh the perceived effort
and benefits of choosing organic meals.
Financial Exclusion & Limited FinTech Access
A significant portion of the population — particularly in developing areas — lacks access
to basic financial services and modern FinTech solutions.
Without digital wallets, mobile banking, or decentralized finance tools,
many individuals remain excluded from financial growth and wellness incentives.
Unemployment & Lack of Earning Opportunities
High unemployment rates, especially among youth and underserved populations,
limit the ability to afford healthier living.
Traditional employment models no longer serve everyone, and passive or
decentralized income sources are still not widely adopted or accessible.
Nolubz Network: A Unified Solution
Nolubz introduces a wellness-centered, community-powered blockchain platform that transforms healthy living into
a rewarding experience. By blending DeFi, FinTech, education, and gamified engagement, Nolubz empowers users
to make better choices — in health, learning, and finance — while supporting sustainable
food systems and inclusive economic opportunities.
1. Raising Awareness Through Education & Incentives
To combat misinformation and low awareness about natural and organic food:
● Tokenized Learning: Users earn NOLZ tokens by completing educational tasks—watching videos,
answering quizzes, joining webinars.
● Influencer-Led Campaigns: Nutritionists, health professionals, and influencers promote
wellness challenges, with NOLZ as a reward for community participation.
● Web3 Gaming & In-App Challenges: Play-to-earn models reward users with tokens
while educating them about wellness, sustainability, and smart financial habits.
2. Increasing Accessibility Through Decentralized Infrastructure
To solve the issue of access and affordability in underserved areas:
● Decentralized Marketplace: Users buy directly from organic producers with NOLZ,
reducing reliance on expensive middlemen.
● Token-Based Subsidies: NOLZ tokens offset costs at partner retailers,
making healthier options affordable for all.
● Cultural Integration: Nolubz promotes localized recipes and challenges
that embrace diverse dietary cultures while incorporating healthier food choices.
3. Enabling Financial Inclusion Through FinTech & DeFi
Nolubz bridges the financial gap by creating new ways to earn, save, and transact:
● Nolubz Wallet: Secure, fast, and user-friendly. Enables free wallet-to-wallet transfers
and low-cost external transactions.
● FinTech Integration: Supports remittances and digital payments for users and
small businesses across borders — especially where traditional banks are inaccessible.
● NOLZ Coin: A utility token that powers the ecosystem, enabling seamless transactions,
incentivized learning, and financial autonomy.
● DeFi Tools: Users can stake, save, or use micro-lending features backed by NOLZ tokens
for community development.
4. Encouraging Lifestyle Change Through Gamification
To make wellness engaging and sustainable:
● Healthy Living Challenges: Users earn tokens by reaching health goals like
eating organic, reducing processed food intake, or staying active.
● Community-Driven Rewards: Social media shares, recipe tries, and event
participation lead to token bonuses — making healthy habits viral.
● Mobile Engagement: Apps and portals provide personalized tracking,
reward dashboards, and goal-based incentives.
5. Enabling Economic Access with Real-World Integration
We address financial and geographic barriers with a robust, hybrid model:
● Token Vouchers: Distributed via schools, health centers, and
NGOs for discounts at approved vendors.
● Loyalty Programs: Earn NOLZ with every purchase at partnered organic
stores — redeem for future discounts or rewards.
Multiple Onboarding Channels:
● P2P Transfers: Fast, direct token transfers between users.
● Individual Vendors & Agents: Local agents offer token cash-outs or accept NOLZ as payment.
● Traditional Money Exchanges: Where available, users can exchange NOLZ through local financial networks.
● Microfinance Institutions (MFIs): Offer crypto onboarding, small loans, and education through Nolubz.
● Optional Crypto Direct Onboarding: For crypto-literate users who prefer direct wallet funding.
Nolubz is committed to long-term change, not just short-term incentives:
● Supporting Organic Farmers: NOLZ rewards help farmers transition to sustainable
agriculture, expanding access and lowering cost.
● Funding Healthy Living Education: A portion of every transaction supports
wellness education and training in underserved communities.
● Driving Circular Economies: Rewards loop back into the ecosystem — empowering users,
growing producer networks, and nurturing healthier communities.
Nolubz: A Better Life, Token by Token
We’re not just building a financial product — we’re creating a movement. Nolubz Network fuses technology, health, and purpose into
one empowering experience where every choice leads to a healthier you and a healthier world.
Implementing Blockchain and DEX
Nolubz Network – Decentralized Wellness Meets Financial Empowerment
In a world still plagued by centralization, misinformation, poor health choices, and financial exclusion,
Nolubz emerges as a community-driven decentralized wellness platform powered by blockchain and DeFi.
At Nolubz, we blend health, education, and financial inclusion into a unified digital experience—transforming
daily decisions into measurable rewards and impact.
❖ The Problem We’re Solving
Health Awareness Gaps
Widespread lack of education on the benefits of natural and organic foods.
Misinformation around cost, accessibility, and nutritional value discourages healthy choices.
Cultural barriers and fast-food convenience trump long-term wellness.
Financial Inequity & Unemployment
Millions lack access to financial tools, credit, or online remittance services.
High youth unemployment and underemployment persist.
Traditional systems exclude individuals due to geography, income, or education.
Centralized Limitations (CeFi)
In centralized finance, users don’t fully own their assets.
Prone to censorship, restricted access, data privacy issues, and hacks.
CeFi limits freedom by imposing rules, trading fees, and custodial control
Nolubz introduces a holistic, decentralized wellness and finance
platform built to uplift underserved communities through:
1.Education & Awareness
Learn-to-Earn: Users earn NOLZ tokens by watching health videos,
completing quizzes, and attending webinars.
Influencer Collaborations: Health professionals and creators reward
followers for engaging in healthy eating and lifestyle challenges.
2. Accessibility & Availability
Decentralized Marketplace: Buy organic products directly from producers using NOLZ tokens.
NOLZ Subsidies: Token-based discounts make organic food more affordable for low-income households.
Token Vouchers: Distributed through schools, MFIs, and clinics—redeemable at partner retailers.
3. Economic Empowerment
Farmer Incentives: Rewards for organic farming practices, sustainability, and quality assurance.
Job Creation: Play-to-earn games, education platforms, vendor networks, and peer-to-peer exchange
agents offer income opportunities.
FinTech Integration: Supports cross-border remittances, crypto onboarding, microfinancing,
and low-fee digital payments.
4. Culture & Lifestyle Change
Healthy Eating Challenges: Earn NOLZ for completing diet goals and sharing experiences.
Recipe Integration: Promote culturally-tailored organic meals and offer tokens for trying
and sharing them online.
Loyalty Rewards: Earn NOLZ for every healthy purchase—redeem for future discounts.
5. Blockchain & DEX Implementation
Smart Contracts: Automate token rewards, ensure transparency and fraud prevention.
DEX and Wallet-to-Wallet Transfers: Secure and fast transactions with minimal fees.
Traceable Supply Chain: Consumers can verify product origins and authenticity.
Nolubz Ecosystem Components
NOLZCoin – Our native token, powering the ecosystem with real-world utility and incentives.
Nolubz Wallet – Fast, secure, and free wallet-to-wallet transfers.
Web3 & In-App Games – Learn, play, and earn with gamified educational tools.
P2P Transfer Channels – Including individual agents, traditional money exchanges, and MFIs.
Crypto Direct Onboarding – Optional layers for seamless fiat-to-crypto entry.
Transparency & Traceability – Blockchain guarantees secure, tamper-proof records.
Efficient Supply Chain – Connects farmers directly to consumers, cutting out intermediaries.
Affordability – Reduced costs via DeFi and tokenized incentives.
Support for Small Farmers – Access to finance, training, and market entry.
Inclusive Access – Serves both rural and urban communities across borders.
Sustainability Focus – Drives healthy living, supports clean farming, reduces waste.
Community & Government Engagement
Webinars & Events – Grassroots education, digital outreach, and nutrition coaching.
Partnerships – With retailers, farmers, NGOs, and healthcare providers.
Policy Advocacy – Promoting NOLZ in schools, hospitals, and public programs.
Impact Tracking – Data-driven monitoring to refine strategies and prove outcomes.
Benefits Across the Board
Consumers: Affordable, traceable, organic food + rewards.
Farmers: Better earnings, access to tools and sustainable practices.
Retailers/Manufacturers: Streamlined supply chain, reduced costs.
Governments & NGOs: Improved public health and financial literacy.
Environment: Promotes eco-friendly practices and cuts carbon footprint.
Nolubz isn’t just a token. It’s a movement.
We are empowering healthier living, transforming economies, and connecting communities—one token at a time
Goals And Values
Nolubz envisions a world where digital transactions are as trusted and commonplace
as traditional financial systems. Our goal is to bridge the gap between conventional finance and
the evolving world of cryptocurrencies—empowering individuals through financial innovation and
sustainability.
Our mission is to provide a decentralized, secure, and efficient digital currency that empowers users globally.
We aim to enhance financial inclusion by offering a reliable alternative to traditional banking,
while also promoting conscious lifestyle choices that benefit personal well-being and the environment.
We strive for a future where individuals prioritize natural and organic foods, mental wellness,
and eco-friendly practices. Nolubz Coin is the catalyst for this transformation—fostering a
community built on holistic health, sustainability, and mindful living.
Decentralized Financial Empowerment
We believe in creating accessible, secure, and efficient digital financial systems.
Through our FinTech solutions—including Nolubz Wallet, P2P transfers, and cross-border
transactions—we aim to give individuals full control over their finances without reliance
on traditional banks.
Web3 and Gamified Engagement
Interactive, fun, and rewarding—our Web3 and in-app gaming experiences offer real-world
financial incentives. These play-to-earn models are not just for entertainment but serve
as gateways for users—especially the youth—to learn, earn, and grow in a decentralized economy.
Community-Driven Innovation
Our ecosystem thrives on collaboration. We prioritize community input, grassroots adoption,
and user-led growth. Decisions are shaped by those who use the platform, ensuring development
is always aligned with real-world needs.
Youth Empowerment through Technology
We are committed to equipping the next generation with tools and opportunities to thrive.
Nolubz supports youth initiatives that foster digital literacy, entrepreneurial spirit, and
financial independence through crypto and decentralized technologies.
Accessible Digital Transactions
Whether it’s micro-payments, wallet-to-wallet transfers, or P2P remittances, Nolubz provides fast,
low-cost, and borderless transactions. Our platform enables inclusion, especially for the unbanked
and underbanked populations.
Inclusive and Transparent Ecosystem
Trust, openness, and equality are non-negotiable. We ensure that every transaction is transparent
and verifiable on-chain, and every user has an equal voice in the development and direction of the
Nolubz ecosystem.
ECOSYSTEM
Nolubz Ecosystem
Nolubz (NOLZ) is a versatile digital currency designed to promote financial inclusion,
healthy living, and sustainable practices through a dynamic and engaging blockchain ecosystem.
By integrating Web3, FinTech, and gamification, Nolubz ensures transparency, efficiency,
and user empowerment within a community-driven platform
Core Components of the Nolubz Ecosystem
NOLZ is the native digital currency of the Nolubz ecosystem. It serves as the primary medium for
transactions, staking, and rewards. The token is designed to be deflationary, with mechanisms in
place to burn a portion of the supply, enhancing scarcity and value over time.
Web3 Integration:
Web3 technology is at the heart of the Nolubz ecosystem, providing decentralized and secure interactions.
This integration allows users to engage with Nolubz services and applications in a trustless environment,
maintaining user privacy and enhancing security.
Nolubz Wallet:
A secure and intuitive wallet that allows users to send, receive, store, and manage NOLZ tokens.
Integrated with in-app games, P2P transactions, staking, and rewards features,
it offers a seamless gateway to interact with all Nolubz services.
Nolubz Exchange:
Our built-in exchange enables easy conversion of NOLZ tokens into other cryptocurrencies.
It promotes liquidity, trading, and token utility—supporting the growth of the Nolubz economy
while facilitating P2P and decentralized trading.
In-App Games & Digital Entertainment:
Users can earn NOLZ through engaging play-to-earn games and interactive content.
These experiences are gamified for learning, fun, and value creation—especially
targeting youth who seek digital financial empowerment.
Nolubz Academy:
A learning hub offering courses and workshops in blockchain, Web3, DeFi, wellness,
entrepreneurship, and sustainability. Nolubz Academy supports youth empowerment
and digital literacy by equipping users with relevant 21st-century skills..
Nolubz Marketplace:
A decentralized marketplace where users can use NOLZ tokens to shop for organic foods,
wellness services, digital products, and eco-friendly solutions. This encourages healthy,
ethical consumer habits within a circular token economy.
Rewards and Incentive Programs:
Nolubz rewards system motivates participation through:
Staking: Lock NOLZ tokens to earn passive rewards.
P2E Gaming & Activities: Earn NOLZ via games, daily tasks, surveys, puzzles, and in-app missions.
Mining: Network validators earn rewards for securing transactions and maintaining the blockchain.
Community Engagement and Support:
Community is the heartbeat of Nolubz. We facilitate active involvement through forums, Telegram channels,
AMAs, and local events. Feedback loops and community grants drive co-creation and platform improvement.
Sustainability and Wellness Initiatives:
Aligned with our values, Nolubz supports businesses and causes that promote organic agriculture,
mental wellness, and green innovation. We believe tech and nature can thrive side-by-side
Decentralized Governance:
Token holders help shape the future of Nolubz. Governance proposals cover key decisions such as token burns,
ecosystem upgrades, and funding initiatives—ensuring the platform evolves democratically and responsibly.
Summary:
The Nolubz Ecosystem is more than just a crypto project—it's a movement. Through a blend of FinTech innovation,
community empowerment, sustainable practices, and gamified learning, Nolubz builds a future where digital
assets unlock real-world value. Together, we’re redefining what it means to thrive—financially, mentally, and
socially.
Tokenomics
The NOLZ tokenomics are designed to incentivize adoption and ensure sustainability across multiple blockchains.
With a fixed supply of tokens, scarcity is built into the NOLZ ecosystem, driving value appreciation over time.
Furthermore, a deflationary model, implemented through token burning mechanisms, reduces the circulating supply,
making each NOLZ token more valuable. Additionally, governance mechanisms empower token holders to participate
in decision-making processes, fostering a community-driven ecosystem.
Total Token Supply
The total supply of NOLUBZ tokens is 6,000,000,000 NOLZ. This fixed supply ensures availability and balance
between scarcity and value appreciation over time.
Total Supply: 6,000,000,000 NOLZ
Token Name
NOLUBZ is designed to be a versatile digital currency that facilitates seamless transactions across various
platforms. It leverages blockchain technology to ensure transparency, security, and efficiency.
Token Name: NOLUBZ
Token Ticker
The ticker symbol for NOLUBZ is NOLZ. This ticker will be used on exchanges and platforms to represent the
NOLUBZ token.Token Ticker: NOLZ
Token Smart Contract
Smart contracts on the NOLUBZ blockchain facilitate automated, self-executing agreements without the need for
intermediaries. These contracts are transparent and enforceable, ensuring trust and reliability in all
transactions. Contract: 0x58C436aABB80aE34FA521977f95fe8f2A8C80823
NOLUBZ tokens have 8 decimal places, allowing for precise and flexible transactions.
Supply Schedule
The total supply is 6 billion NOLZ (6,000,000,000 NOLZ). During the initial distribution of
Nolubz (NOLZ) Tokens, we decided to create a liquidity pool on a decentralized exchange PancakeSwap
and stored there a proper number of liquidity funds locked (15% of the Total Supply).
These funds were locked to help us regulate unpredicted price movements and be able to avoid the
situation of the major token dump.
Apart from that, to be able to regulate the situation in a different manner, we have built a burn
mechanism that reacts to the huge token price movement, so despite the absence of mint and burn functions,
the circulating supply can be managed (reduced) by sending tokens to the 0x..dead address if needed.
Distribution
The initial distribution of NOLUBZ tokens will be carried out through a fair and transparent process.
This includes token sales, community rewards, and allocations for development and partnerships.
Token Distribution
| Type |
Number Of Tokens |
% Supplied |
| Pre-Sale |
300,000,000 NOLZ |
5 |
| Public Sale (IEO/IDO) |
1,680,000,000 NOLZ |
28 |
| Liquidity & Reserves |
900,000,000 NOLZ |
15 |
| Marketing & Community |
600,000,000 NOLZ |
10 |
| Pioneer (Founder/Advisor/Team) |
900,000,000 NOLZ |
15 |
| Staking & Rewards |
300,000,000 NOLZ |
5 |
| Administrative & Management |
120,000,000 NOLZ |
2 |
| Future Development Reserve |
600,000,000 NOLZ |
10 |
| Treasury & Development |
600,000,000 NOLZ |
10 |
| Total |
6,000,000,000 NOLZ |
100 |
Utility
NOLUBZ tokens can be used for various purposes within the ecosystem, including
transaction fees, staking, governance, participation in decentralized applications (dApps),
and engaging with games, surveys, puzzles, and daily tasks to earn rewards.
NolubzCoin Subdivision
NolubzCoin (NOLZ) is a digital currency designed with a structured subdivision to facilitate
various levels of transactions. The subdivisions ensure that NolubzCoin can be used for
both large and very small transactions, providing flexibility and precision in
financial operations. Below is a detailed breakdown of the subdivisions:
1.Primary Unit: NOLZ
The primary unit of NolubzCoin is the NOLZ. All other units are derived from this base unit.
2.First Subdivision: Zepfa (MilliNOLZ {mNOLZ})
One Zepfa is equivalent to one-thousandth (0.001) of a NOLZ. This makes it possible to divide
one NOLZ into 1,000 Zepfa for more granular transactions.
1 Zepfa = 0.001 NOLZ
3.Second Subdivision: Ihsakk (MicroNOLZ {µNOLZ})
Each Zepfa is further subdivided into 1,000 Ihsakk. Consequently, one Ihsakk is
one-thousandth (0.001) of a Zepfa, and one-millionth (0.000001) of a NOLZ.
1 Ihsakk = 0.001 Zepfa = 0.000001 NOLZ
4.Third Subdivision: Happae
The smallest unit in the NolubzCoin system is the Happae.
One Happae is one-hundredth (0.01) of an Ihsakk, one-millionth (0.000001) of a Zepfa,
and one-hundredth million (0.00000001) of a NOLZ.
1 Happae = 0.01 Ihsakk = 0.000001 Zepfa = 0.00000001 NOLZ
Summary
The hierarchical subdivision of NolubzCoin ensures flexibility in its use, allowing transactions
to be as precise as necessary. This system facilitates a wide range of financial activities,
from microtransactions to large-scale exchanges. The structure is summarized below:
1 NOLZ = 1,000 Zepfa
1 Zepfa = 0.001 NOLZ
1 Ihsakk = 0.001 Zepfa = 0.000001 NOLZ
1 Happae = 0.01 Ihsakk = 0.000001 Zepfa = 0.00000001 NOLZ
This subdivision system makes NolubzCoin a versatile digital currency suitable
for a wide range of applications, from microtransactions to large-scale exchanges,
this shows the divisibility and adaptability of NolubzCoin
Fees
There is a "Marketing Fee", "Liquidity Fee", and "BTC Rewards Fee" that are charged on
all transfers (given that the transferring address is not excluded from fees).
The owner has the ability to change these fees to any percentage value at any time
The fees that are charged on transfers are stored in the contract balance, and once a
threshold value of 50,000,000 NOLZ is met, the tokens are used to fund BTCB Rewards,
the Marketing Wallet, and Liquidity adds.
The portion allocated toward marketing is swapped for BTCB and sent directly to the project
team's Marketing Wallet. The part for the liquidity fee is used to automatically provide PancakeSwap
Liquidity, and the remaining portion is applied toward funding the BTCB dividend rewards for those eligible.
Liquidity-adds are automatically conducted by selling half of the tokens collected as liquidity fees,
pairing the received BNB with the token, and adding it as Liquidity to the pair. The LP tokens received
through this process are sent to the owner. We recommend that the owner have a strategy to lock these LP tokens.
Rewards
To be eligible for dividends, a user must hold 3,000,000 NOLZ tokens. This is 0.005% of the total token supply,
which allows a large number of holders to qualify. Once dividends are distributed, they will need to be claimed.
Claiming happens automatically on each transfer. Dividend rewards can also be claimed manually by kicking off the claim cycle,
which will process all eligible token holders. Alternatively, a user can manually claim dividends as an individual.
There is a wait time of 3600 seconds (1 hour) between claiming dividend rewards, and then the claimed dividends are sent to the user's wallet address.
Ownership allows:
● To set the fee percentages to any amount at any time;
● To exclude addresses from fees at any time;
● To add addresses to a blacklist which will prevent them from participating in transfers;
● To exclude any address from dividends at any time;
● To update the Dividend Tracker and UniswapV2Router contract addresses at any time;
● To update the Marketing address at any time;
● To update the maximum amount of gas used for processing to a value between 200,000 and 500,000 at any time;
● To update the amount of time a user must wait between claiming dividends to a value between 1 and 24 hours (in seconds).
NOLUBZ is built on the Binance Smart Chain (BSC), a robust blockchain platform that ensures security, transparency,
and immutability. The blockchain records all transactions in a decentralized ledger, which is accessible to all
participants in the network. Binance Smart Chain (BSC), provides a high-performance, low-cost,
and secure environment for transactions and smart contract execution.
Why BSC
With a wide variety of blockchains to use as a base for a new project, choosing the most
suitable and winning option becomes crucial. Our decision to use Binance Smart Chain (BSC)
was unanimous as it has many benefits over the widely used Ethereum network. BSC offers an
exciting alternative to users looking for a cheaper solution to farm high yields.
Its design is based on the Ethereum Geth customer and a copy of the Ethereum Virtual Machine (EVM),
permitting projects from the Ethereum ecosystem to function natively within BSC.
Making decentralized finance reasonable by offering a higher gas block limit and faster block
times is the most important advantage BSC can boast. Its focus on making DeFi affordable,
innovations and cutting-edge technology make Binance Smart Chain (BSC)
the perfect foundation and the best variant for the Nolubz ecosystem.
NOLUBZ employs advanced cryptographic techniques to secure transactions and protect user data.
Our blockchain is resilient against attacks and ensures the integrity of the network
As funds stored on hot wallets connected to the internet are vulnerable to network-based theft,
the Nolubz Team took a decision to use cold storage, thus preventing hackers from accessing customers
holdings via traditional means. Security is predominant for our ecosystem;
that is why we choose the most reliable way to store the finances.
Nolubz Exchange
Introduction to Nolubz Exchange
Nolubz Exchange is more than just a decentralized
trading platform—it’s a purpose-driven digital marketplace designed to promote healthy living,
youth empowerment, and sustainability. As the official hub for trading the Nolubz (NOLZ) token,
the exchange seamlessly blends DeFi, FinTech, and Web3 innovations with real-world impact,
empowering users to make conscious choices through a secure, transparent financial ecosystem.
From wallet-to-wallet payments and peer-to-peer (P2P) transfers to agent-based exchanges and traditional
finance gateways, Nolubz Exchange bridges the gap between blockchain technology and daily financial
interactions—making the adoption of crypto practical and rewarding for everyone, especially youth and
emerging economies.
Built on the Nolubz Vision
Nolubz Exchange was founded on a bold vision: to improve health and well-being through smart,
blockchain-powered incentives. By linking financial rewards to healthy behaviors—such as choosing
natural and organic foods, supporting eco-conscious brands, or participating in mental wellness
programs—the platform reshapes how people think about money, health, and community.
It’s a platform with purpose—encouraging holistic growth across personal finance, wellness,
and environmental responsibility.
Key Features of Nolubz Exchange
Multi-Channel Transaction Support
Nolubz Exchange supports a wide range of transaction
options to make crypto accessible and practical:
Wallet-to-Wallet Transfers:
Seamlessly send and receive NOLZ tokens using the Nolubz Wallet or compatible Web3 wallets
Agent-Based Transactions:
Local agents can help onboard users, enabling cash-to-crypto and crypto-to-cash
transactions in remote or underserved areas.
Peer-to-Peer (P2P) Trading:
Users can exchange NOLZ tokens directly with others in a trustless, secure environment.
Traditional Banking Integration:
Users can convert between fiat and crypto through secure bank-linked gateways.
Digital Payments & QR Codes:
Use NOLZ tokens to pay for goods and services via QR scanning and point-of-sale
(POS) terminals—bridging the gap between crypto and everyday spending.
User-Friendly & Gamified Experience
With an intuitive, mobile-first design, Nolubz Exchange is ideal for both beginners
and experienced traders. Real-time trading data, simplified interfaces, and guided tutorials
create a welcoming space for youth and first-time crypto users. To keep the experience engaging,
the exchange integrates gamified features, daily rewards, leaderboard challenges,
and in-app missions—earning users NOLZ tokens for their participation
Incentives for Healthy & Sustainable Living
Trading, holding, or staking NOLZ tokens gives users access to exclusive benefits such as:
Discounts on natural and organic food products
Deals on eco-friendly items and mental wellness services
Priority access to educational content and community events
These incentives turn Nolubz into more than an exchange—it becomes a lifestyle ecosystem.
Holistic Health & Education Integration
In collaboration with Nolubz Academy, the exchange features built-in learning modules on:
Balanced diets & mental wellness
Sustainable living practices
Financial literacy & blockchain education
This promotes not only economic participation, but also informed, empowered decision-making.
Community-Driven Governance
True to its decentralized roots, Nolubz Exchange empowers users through governance:
Vote on key decisions: such as feature upgrades, community grants, or supported tokens
Submit proposals for ecosystem improvements
Shape the future of the exchange based on community consensus
This ensures that growth aligns with the real needs of the Nolubz community.
Security, Transparency & Trust
Built on secure blockchain infrastructure, Nolubz Exchange uses:
Smart contracts for trustless trading
Public ledgers for transaction transparency
Advanced encryption to protect user funds
All transactions are recorded and verifiable—removing the need for
intermediaries and ensuring maximum accountability.
Support for Ethical and Sustainable Businesses
The exchange actively partners with businesses aligned with Nolubz’s mission, including:
● Organic food suppliers
● Mental wellness startups
● Eco-tech companies
● Youth innovation hubs
These businesses gain exposure to a conscious, crypto-enabled customer base,
while users support causes that matter
Conclusion
Nolubz Exchange is more than a crypto trading platform—it’s a decentralized,
inclusive ecosystem for financial growth, wellness, and empowerment.
By supporting diverse payment channels—from FinTech apps to wallet-based P2P,
agent networks, and traditional banking bridges—it puts real financial tools into
the hands of everyday users, especially underserved communities.
Whether you’re earning rewards from in-app games, trading NOLZ for clean products,
or learning through Nolubz Academy, the exchange invites you to be part of a movement
where health, technology, and purpose come together.
Nolubz Wallet & Swap Ecosystem
Empowering Financial Access Through Decentralized & Inclusive Innovation
The Nolubz Wallet & Swap system is more than just a decentralized exchange—it's
a full-spectrum financial ecosystem that bridges the gap between blockchain technology
and real-world financial solutions. By integrating FinTech, Microfinance Institutions (MFIs),
P2P networks, agent-based models, and even traditional financial methods, we are creating
a hybrid platform that serves everyone, from the blockchain-savvy to the unbanked.
Nolubz Wallet – Your Gateway to Financial Freedom
At the heart of the ecosystem lies the Nolubz Wallet—a secure, user-owned wallet that allows individuals to:
● Store and manage NOLZ and other supported tokens.
● Swap assets across multiple chains (Ethereum, BSC, TRON).
● Send and receive payments P2P (peer-to-peer).
● Connect with agents or MFIs for fiat conversions or support.
● Access integrated services including savings, lending, and wellness-related perks.
● Users maintain full control of their private keys—no intermediaries, no custodians.
● It’s decentralized by design, putting ownership back in the hands of the user.
FinTech & Microfinance Integration
To ensure Nolubz is inclusive and practical in both urban and rural settings,
we integrate with FinTech solutions and Microfinance Institutions (MFIs).
These institutions play a pivotal role in:
● Facilitating onboarding of non-crypto users.
● Offering low-interest lending and savings products.
● Enabling cash-in/cash-out services using local currencies.
● Educating communities about financial wellness and digital tools.
● Through APIs and blockchain bridges, MFIs can plug into the Nolubz ecosystem,
turning every Nolubz Wallet into a mini-bank for the underbanked.
Agent-Based Access Points
To ensure offline and low-tech users are not left out, community-based
agents form a core pillar of our distribution network:
● Agents help with token purchases, withdrawals, and wallet creation.
● Serve as educators and support hubs for rural populations.
● Act as bridges between traditional cash economies and the digital Nolubz world.
● These agents operate using their own Nolubz Wallets, connected to the
decentralized system yet embedded in local communities.
In the spirit of decentralization, peer-to-peer (P2P) swaps are
central to Nolubz Swap. This allows users to:
● Trade NOLZ and other tokens directly with each other.
● Bypass centralized order books or custodians.
● Set their own rates and terms of exchange.
● Build trust using community rating systems and escrow-enabled smart contracts.
● With P2P, Nolubz users aren’t just participants—they become active market makers.
Bridging Traditional Channels
Recognizing the importance of hybrid finance, Nolubz Swap will also support:
● Bank account linking for withdrawals and deposits.
● POS & mobile money integration in supported regions.
● Support for paper vouchers, USSD codes, or SMS-triggered actions where smartphone usage is low.
● This allows users who are already familiar with traditional systems to gradually step
into the blockchain world with minimal friction.
The Role of NOLZ in the Swap Ecosystem
The NOLZ token acts as the primary utility, reward, and governance token across all components:
● Used for swaps and transaction fees.
● Unlocks discounts on organic food products and wellness services
● Can be staked for governance rights or additional rewards
● Accepted in community-based markets, fintech apps, and through agents
● As adoption grows, NOLZ becomes the fuel of a thriving, purpose-driven economy—a token that rewards
healthy living, sustainable finance, and community empowerment.
A New Financial Architecture
The Nolubz Wallet & Swap platform is not just DeFi—it is Holistic Finance:
● Blockchain-secured.
● Community-embedded
● Wellness-aligned
● Agent-supported
● FinTech-connected
●Traditional-friendly
By combining these worlds, we are building the most inclusive and mission-driven
financial ecosystem to date.
Roadmap
Phase 1: Development and Launch
● Q2 2024: Conceptualization and team formation.
● Q2 2024: Creation of Nolubz Token “NOLZ” on Binance Smart Chain (BSC).
● Q2 2024: Initial development of the NOLUBZ blockchain and smart contracts.
● Q2 2024: Private token sale and initial community engagement.
Phase 2: Ecosystem Expansion
● Q3 2024: Develop partnerships with merchants and service providers.
● Q3 2024: Integrate NOLUBZ with existing financial systems and platforms.
● Q3 2024: Launch staking and governance features.
● Q3 2024: Development and deployment of the Nolubz Telegram Channel Bot.
● Q4 2024: Full-scale running of the Nolubz Bot.
Phase 3: Community Integration Building
● Q1 2025: Expand the NOLUBZ community through marketing and outreach campaigns.
● Q1 2025: Organize events and hackathons to encourage developer participation.
● Q1 2025: Launch educational initiatives to promote blockchain literacy.
● Q1 2025: Nolubz App development begins.
● Q2 2025: Web 3.0 integration with the ecosystem.
● Q2 2025: Incorporate Games, Surveys, Puzzles, and Daily Tasks into the platform.
● Q2 2025: Start development of Nolubz Wallet application.
● Q2 2025: Develop additional features based on community feedback.
● Q2 2025: First token sale and airdrop to engage the community.
Phase 4: Fullscale Launch
● Q2 2025: Web 3.0 integration with the ecosystem.
● Q2 2025: Incorporate Games, Surveys, Puzzles, and Daily Tasks into the platform.
● Q2 2025: Start development of Nolubz Wallet application.
● Q2 2025: Develop additional features based on community feedback.
● Q2 2025: First token sale and airdrop to engage the community.
Phase 5: Continuous Improvement
● Q4 2025: Initiate Nolubz Blockchain development for scalability.
● Q4 2025: Launch Nolubz Payment Gateway for seamless transactions.
● Q4 2025: CEX (Centralized Exchange) application for enhanced liquidity.
● Q4 2025: Launch NolubzSwap decentralized exchange (DEX).
● Q4 2025: Integrate merchandise with NolubzSwap exchange.
● Q4 2025 and Beyond: Regularly update and enhance the Nolubz ecosystem.
Starting R&D on Metaverse: Explore new applications and use cases for Nolubz within
the metaverse.
DEX Listing: List NOLZ token on various decentralized exchanges.
This roadmap outlines the key milestones in the development of the Nolubz ecosystem, focusing on growing
the community, launching the app, improving blockchain functionality, and providing users with
a seamless decentralized experience.
The information provided in this whitepaper is for informational purposes only and does not constitute
financial, investment, or legal advice. Users are strongly encouraged to conduct their own
research and consult with appropriate professionals before engaging in any activities related
to cryptocurrencies or blockchain-based ecosystems.
The Nolubz ecosystem is subject to regulatory compliance and market risks.
Users are advised to exercise caution and diligence when participating in the platform.
The developers and contributors to the Nolubz ecosystem shall not be held liable for any
losses or damages incurred as a result of reliance on the information presented herein.
This whitepaper is intended solely for general informational purposes and does not
constitute an offer document, an offer of securities, or a solicitation for investment.
It should not be interpreted as an offer to sell or buy any product, item, or asset. The information herein
may not be exhaustive and does not imply any elements of a contractual relationship.
This is a living document, and the information provided is accurate as of the time of publishing.
The content in this whitepaper should not be treated as investment advice, financial advice,
trading advice, or any other form of advice. It does not include any recommendations that may be
used to base any investment decision.
The Nolubz team advises all users to conduct their own due diligence and consult with a financial
advisor before making any investment decisions. By purchasing any Nolubz product or token,
you agree that you are not purchasing a security or investment. You agree to hold the Nolubz
team harmless and not liable for any losses or taxes you may incur.
Nolubz is not a financial, tax, or legal advisor. Any information in this whitepaper is provided
for general information purposes only, and Nolubz makes no warranty as to the accuracy and
completeness of this information.
The information in this whitepaper is conceptual, describing future development goals.
The project roadmap is shared to outline the Nolubz team's plans but does not constitute
any binding commitment. The development, release, and timing of any products, features, or
functionalities remain at the sole discretion of the Nolubz team. This whitepaper may be amended
or replaced from time to time, and there is no obligation to update it or provide further
information beyond what is presented herein.
The Nolubz ecosystem represents a transformative approach in the digital space,
harnessing the power of blockchain technology, a native coin, and engaging
interactive applications to drive user participation. Through multiple earning
opportunities and fostering a strong sense of community, Nolubz seeks to redefine
the relationship between users and digital platforms, creating a more inclusive and
rewarding experience for all.
Nolubz was built without a centralized team or funding, driven solely by an idea
that ignited the passion of thousands. This community-driven vision has grown into
one of the largest and most dedicated ecosystems, united by shared values and the goal of
complete decentralization.
Drawing lessons from the financial industry's past and envisioning a future powered by trust
and transparency, Nolubz has found its key—complete decentralization.
By utilizing the innovative potential of blockchain and the elimination of intermediaries,
Nolubz offers users true autonomy over their financial assets. Unlike traditional centralized
systems, Nolubz champions transparency and accessibility, ensuring users remain the true
custodians of their funds.
The Nolubz team is committed to offering full freedom, security, and trust, making it possible
for individuals to manage their assets without the need for intermediary control.
This decentralized future is one where users have the power, and Nolubz is here to ensure
they have the tools to thrive in this new digital world.
