ArqaSave

Savings that grow with your goals.

Personal goals. Automatic schedules. Community savings circles. ArqaSave gives you three powerful ways to build the financial future you deserve — at your own pace, on your own terms.

Start saving today →

My Savings Goals

🏠

New Apartment

Personal · Target: $5,000

$3,400 saved68% · On track ✓

✈️

Holiday Fund

Calendar · Weekly · 24 weeks

$540 savedWeek 11 of 24

👨‍👩‍👧‍👦

Family Circle

Group · 6 members · $200/month

Cycle 3 of 6Your turn: Month 5

Three ways to save

Pick the savings style that fits your life.

Every person saves differently. ArqaSave adapts to you — not the other way around.

01 · Personal

🎯

Personal Savings

Set a goal — any goal. Name it, set a target amount, and contribute whenever you want. Watch your progress grow toward something that matters to you.

Set any savings goal in NOLZ

Contribute on your own schedule

Visual progress tracker

Withdraw anytime (small fee applies)

Set a personal goal →

02 · Calendar

📅

Calendar Savings

Choose a cadence — daily, weekly, or monthly — and set a target date. ArqaSave automatically tracks your contributions and keeps you on pace.

Daily, weekly, or monthly plans

Target date countdown

Contribution reminders

Early exit with minimal fee

Create a calendar plan →

03 · Group

👥

Group Savings

Invite friends and family into a rotating savings circle — a trusted tradition made digital. Everyone contributes each cycle, and each person receives the full pot in turn.

Invite up to 20 members

Automated contribution cycles

Transparent payout order

Full accountability built in

Start a group →

Group Savings — deeper

A tradition as old as community. Now digital.

Known by many names — Susu, Esusu, Chit Fund, Tanda, Paluwagan — rotating savings circles have helped communities build wealth for generations. ArqaSave brings this powerful tradition into the digital age, with full transparency, accountability, and security built in.

Every member contributes every cycle. Each person receives the full pot once. No one is left behind. No one can disappear with the money.

Start a group →

Family Savings Circle

6 members · $200/month each · $1,200/cycle

Sarah K.

James O.

Maria L.

David N.

Aisha M.

You

5 of 6 contributed this cycle$1,000 of $1,200

🎯 Next payout: David N. receives $1,200 in 3 days

FAQ

ArqaSave questions, answered.

Can I withdraw my savings early?▾

Yes. You can withdraw from Personal and Calendar Savings at any time. An early withdrawal fee applies to Calendar Savings if you exit before your target date. For Group Savings, early withdrawal rules depend on the group cycle stage — the group admin sets these terms.

How does Group Savings prevent fraud?▾

All members are KYC-verified Nolubz users. Contributions are locked and tracked automatically — no one can skip a payment or take someone else's payout. The cycle order is set at the start and cannot be changed without group consensus.

Can I have multiple savings goals?▾

Yes. You can run multiple Personal goals, Calendar plans, and Group Savings simultaneously — all managed from your ArqaSave dashboard.

How many people can join a Group Savings circle?▾

Group Savings circles support between 2 and 20 members. Each member must have a verified Nolubz account.

What currency are ArqaSave balances held in?▾

All ArqaSave balances are held in NOLZ — 1 NOLZ = 1 USD, always. Your savings never lose value due to exchange rate changes while held in ArqaSave.

GET THE APP

The full Nolubz experience
is in your pocket.

Send money, save, protect deals and pay bills — all from one beautifully designed app. Available on Android & iOS.