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Xecro Smart Escrow

Buy and sell online without the risk.

Xecro locks your funds in a secure vault until every condition of your deal is met. Whether you're hiring a freelancer, buying goods, or closing a business deal — both sides stay protected.

Xecro — Live Deal
💸
Buyer sends NOLZ
$1,200 locked in secure escrow vault
🔒
Vault locks funds
Neither party can access until deal completes
🛠
Seller delivers work
Milestones tracked in real time
Buyer approves delivery
Confirms work meets all agreed terms
🔓
Funds released instantly
Seller receives payment in their wallet
Deal complete — funds released to seller ✓
How Xecro works

Five steps to a fraud-free deal.

Simple enough to use in minutes. Powerful enough to protect any deal — from $10 to $100,000.

💸

Buyer deposits

Buyer sends NOLZ into the Xecro vault — funds are locked immediately

🔒

Vault secures

Funds held securely — neither party can access them until deal is complete

🛠

Seller delivers

Work completed and submitted — buyer notified to review

Buyer confirms

Buyer approves delivery — triggers the release

🚀

Funds released

Seller receives payment instantly in their NOLZ wallet

Choose your plan

Xecro Basic or Xecro Pro?

Both protect your deal. Pro gives you more control over complex, high-value transactions.

Xecro Basic

Simple. Safe. Done.

Perfect for straightforward deals — one payment, one delivery, one approval. Ideal for buying goods, quick freelance jobs, or any single-step transaction.

Single-step payment protection
Buyer and seller both protected
Instant fund release on approval
Dispute support included
Works in 40+ countries
Start a Basic deal →
Who uses Xecro

Every deal. Every continent.

Xecro protects transactions across every industry and every border — wherever trust matters.

💻

Freelancers & Clients

Designers, developers, writers, and consultants — get paid for every milestone without chasing invoices or worrying about non-payment.

Berlin → Toronto
🛍

Online Buyers & Sellers

Buying goods from international sellers? Xecro holds your money until the item arrives and you confirm it matches the description.

Dubai → London
🏗

Construction & Projects

Large contracts split into phases. Each payment releases only when you confirm the completed stage — full control from start to finish.

Riyadh → Nairobi
🤝

Business Partnerships

Protect new business relationships. Use Xecro to build trust before committing to long-term contracts with suppliers or distributors.

Paris → Lagos
🎓

Tutors & Students

Course completion, exam prep, coaching programs — funds held until all sessions are delivered and the student is satisfied.

Mumbai → New York
🏘

Property & Rentals

Deposits, rental advances, property transactions — Xecro creates a neutral holding layer that protects everyone involved.

São Paulo → Lisbon
How we protect you

Trust built into every layer.

Xecro is not just a payment hold — it's a complete protection system.

🔐

Vault Encryption

All funds held in encrypted, isolated vaults — inaccessible to either party until release conditions are met.

📋

Deal Terms on Record

All agreed terms are logged at deal creation. No he-said-she-said — the record is clear and permanent.

⚖️

Dispute Resolution

If a dispute arises, our team reviews the evidence and mediates fairly — with a full audit trail to support the decision.

🕐

Auto-Release Timer

Set a deadline. If the buyer doesn't respond after delivery confirmation, funds auto-release to protect the seller.

🌍

Cross-Border Protection

Works across all 40+ Nolubz countries — same protection regardless of where buyer and seller are located.

KYC-Verified Parties

All Nolubz users are KYC verified before using Xecro — adding a baseline of identity accountability to every deal.

FAQ

Xecro questions, answered.

How does Xecro protect the buyer?
The buyer's funds are locked in a secure vault the moment they're deposited. The seller cannot access them until the buyer explicitly approves the delivery. If the seller fails to deliver, the buyer can raise a dispute and receive a refund.
How does Xecro protect the seller?
The seller can see that the funds are confirmed and locked before they begin work. Once delivery is approved, funds are released instantly to their wallet — no delays, no chasing payment.
What happens if there's a dispute?
Either party can raise a dispute. The Nolubz Xecro team reviews all submitted evidence — including the original deal terms, delivery proof, and communication — and mediates a fair resolution.
What is the difference between Xecro Basic and Xecro Pro?
Xecro Basic handles single-step deals — one payment, one delivery, one release. Xecro Pro handles milestone deals — the total is split into stages, each with its own locked payment that releases independently as milestones are approved.
Can Xecro be used for cross-border deals?
Yes. Xecro works across all 40+ countries supported by Nolubz. A buyer in Toronto can safely transact with a seller in Nairobi — the same protection applies regardless of location.
What currency are Xecro deals settled in?
All Xecro deals are settled in NOLZ — 1 NOLZ = 1 USD. This gives both parties a stable, predictable value throughout the deal regardless of local currency fluctuations.

GET THE APP

The full Nolubz experience
is in your pocket.

Send money, save, protect deals and pay bills — all from one beautifully designed app. Available on Android & iOS.

Get it on
Google Play
Download on the
App Store

Free to download · Android & iOS · Launching soon

Ready to protect your next deal?

Join the waitlist and be among the first to use Xecro when Nolubz launches in your country.

Join the Waitlist →