✕ Home About Wallet Xecro ArqaSave Countries FAQ Launch App
Xecro Smart Escrow

Buy and sell online without the risk.

Xecro locks your funds in a secure vault until every condition of your deal is met. Whether you're hiring a freelancer, buying goods, or closing a business deal — both sides stay protected.

Xecro — Live Deal
💸
Buyer sends NOLZ
$1,200 locked in secure escrow vault
✓
🔒
Vault locks funds
Neither party can access until deal completes
✓
🛠
Seller delivers work
Milestones tracked in real time
✓
✅
Buyer approves delivery
Confirms work meets all agreed terms
✓
🔓
Funds released instantly
Seller receives payment in their wallet
✓
Deal complete — funds released to seller ✓
How Xecro works

Five steps to a fraud-free deal.

Simple enough to use in minutes. Powerful enough to protect any deal — from $10 to $100,000.

💸

Buyer deposits

Buyer sends NOLZ into the Xecro vault — funds are locked immediately

🔒

Vault secures

Funds held securely — neither party can access them until deal is complete

🛠

Seller delivers

Work completed and submitted — buyer notified to review

✅

Buyer confirms

Buyer approves delivery — triggers the release

🚀

Funds released

Seller receives payment instantly in their NOLZ wallet

Choose your plan

Xecro Basic or Xecro Pro?

Both protect your deal. Pro gives you more control over complex, high-value transactions.

Xecro Basic

Simple. Safe. Done.

Perfect for straightforward deals — one payment, one delivery, one approval. Ideal for buying goods, quick freelance jobs, or any single-step transaction.

Single-step payment protection
Buyer and seller both protected
Instant fund release on approval
Dispute support included
Works in 40+ countries
Start a Basic deal →
Who uses Xecro

Every deal. Every continent.

Xecro protects transactions across every industry and every border — wherever trust matters.

💻

Freelancers & Clients

Designers, developers, writers, and consultants — get paid for every milestone without chasing invoices or worrying about non-payment.

Berlin → Toronto
🛍

Online Buyers & Sellers

Buying goods from international sellers? Xecro holds your money until the item arrives and you confirm it matches the description.

Dubai → London
🏗

Construction & Projects

Large contracts split into phases. Each payment releases only when you confirm the completed stage — full control from start to finish.

Riyadh → Nairobi
🤝

Business Partnerships

Protect new business relationships. Use Xecro to build trust before committing to long-term contracts with suppliers or distributors.

Paris → Lagos
🎓

Tutors & Students

Course completion, exam prep, coaching programs — funds held until all sessions are delivered and the student is satisfied.

Mumbai → New York
🏘

Property & Rentals

Deposits, rental advances, property transactions — Xecro creates a neutral holding layer that protects everyone involved.

São Paulo → Lisbon
How we protect you

Trust built into every layer.

Xecro is not just a payment hold — it's a complete protection system.

🔐

Vault Encryption

All funds held in encrypted, isolated vaults — inaccessible to either party until release conditions are met.

📋

Deal Terms on Record

All agreed terms are logged at deal creation. No he-said-she-said — the record is clear and permanent.

⚖️

Dispute Resolution

If a dispute arises, our team reviews the evidence and mediates fairly — with a full audit trail to support the decision.

🕐

Auto-Release Timer

Set a deadline. If the buyer doesn't respond after delivery confirmation, funds auto-release to protect the seller.

🌍

Cross-Border Protection

Works across all 40+ Nolubz countries — same protection regardless of where buyer and seller are located.

✅

KYC-Verified Parties

All Nolubz users are KYC verified before using Xecro — adding a baseline of identity accountability to every deal.

FAQ

Xecro questions, answered.

How does Xecro protect the buyer?▾
The buyer's funds are locked in a secure vault the moment they're deposited. The seller cannot access them until the buyer explicitly approves the delivery. If the seller fails to deliver, the buyer can raise a dispute and receive a refund.
How does Xecro protect the seller?▾
The seller can see that the funds are confirmed and locked before they begin work. Once delivery is approved, funds are released instantly to their wallet — no delays, no chasing payment.
What happens if there's a dispute?▾
Either party can raise a dispute. The Nolubz Xecro team reviews all submitted evidence — including the original deal terms, delivery proof, and communication — and mediates a fair resolution.
What is the difference between Xecro Basic and Xecro Pro?▾
Xecro Basic handles single-step deals — one payment, one delivery, one release. Xecro Pro handles milestone deals — the total is split into stages, each with its own locked payment that releases independently as milestones are approved.
Can Xecro be used for cross-border deals?▾
Yes. Xecro works across all 40+ countries supported by Nolubz. A buyer in Toronto can safely transact with a seller in Nairobi — the same protection applies regardless of location.
What currency are Xecro deals settled in?▾
All Xecro deals are settled in NOLZ — 1 NOLZ = 1 USD. This gives both parties a stable, predictable value throughout the deal regardless of local currency fluctuations.

GET THE APP

The full Nolubz experience
is in your pocket.

Send money, save, protect deals and pay bills — all from one beautifully designed app. Available on Android & iOS.

Get it on
Google Play
Download on the
App Store

Free to download · Android & iOS · Launching soon

Ready to protect your next deal?

Join the waitlist and be among the first to use Xecro when Nolubz launches in your country.

Launch App →