Wallet Xecro Savings Countries FAQ About Join Waitlist
Now live in 40+ countries — join the waitlist

Your Money.
One Platform.
Global Possibilities.

Send, receive, save and secure — anywhere in the world.

Every corridor Every person Every currency
40+
Countries
1 NOLZ
Always = 1 USD
0%
Deposit fees
9
Languages
Powered by
Stripe
Crossmint
Monnify
Paystack
TransFi
Reloadly
Yellow Card
What you can do

One platform.
Everything your money needs.

From moving money across the world to protecting your next deal — Nolubz brings your entire financial life into one secure, beautifully designed platform.

NOLZ global digital wallet

NOLZ Wallet

Store, send and receive money globally. 1 NOLZ always equals 1 USD — stable, guaranteed, always. No hidden fees, no surprises.

Open your wallet →
Xecro smart escrow service

Xecro Smart Escrow

Buy and sell with total confidence. Xecro locks funds securely until your deal is delivered — protecting both sides from fraud, worldwide.

Explore Xecro →
ArqaSave goal savings app

ArqaSave

Save toward any goal — personally, by schedule, or together in group savings circles. Your pace, your terms, your growth.

Start saving →
Pay bills and airtime worldwide

Bills & Payments

Pay utility bills, top up airtime, and buy data bundles anywhere in the world — instantly, with real cashback on every purchase.

Pay bills →
In-app actions

Everything at your fingertips.

Every financial action you need — one tap from your Nolubz dashboard.

Send money internationally
Send
Receive money globally
Receive
Top up airtime and data
Top Up
Withdraw funds
Withdraw
Purchase and pay bills
Purchase

Every corridor. Every person.
Every currency.

A student in Toronto paying fees in Mumbai. A designer in Berlin invoicing a client in Dubai. A family in Paris supporting loved ones in Manila. Nolubz makes it seamless — for all of them.

Send, receive, save and secure — anywhere in the world.

Get early access →
How it works

Up and running in minutes.

No paperwork. No branch visits. No confusing fees. Just a smarter way to manage money globally.

Create your account

Sign up in under 2 minutes. Select your country — your language and local currency are set automatically. Your dashboard is ready instantly.

Fund your wallet

Add NOLZ via bank transfer, card, or crypto. Deposits are always free. 1 NOLZ = 1 USD — locked, stable, and guaranteed forever.

Send, save, or secure

Move money anywhere, grow savings toward your goals, protect a deal with Xecro, or pay bills for anyone worldwide — all in one tap.

Global reach

Your corridors, covered.

40+ countries across every continent. Every quarter we expand. Your world is our platform.

🌍 Africa14
🇳🇬 Nigeria
🇬🇭 Ghana
🇰🇪 Kenya
🇿🇦 South Africa
🇸🇳 Senegal
🇲🇱 Mali
🇨🇮 Côte d'Ivoire
🇨🇲 Cameroon
🇪🇬 Egypt
🇲🇦 Morocco
🇹🇿 Tanzania
🇺🇬 Uganda
🇿🇲 Zambia
🇿🇼 Zimbabwe
🌍 Europe6
🇬🇧 United Kingdom
🇫🇷 France
🇩🇪 Germany
🇮🇹 Italy
🇵🇹 Portugal
🇪🇸 Spain
🌎 Americas5
🇺🇸 United States
🇨🇦 Canada
🇧🇷 Brazil
🇲🇽 Mexico
🇨🇴 Colombia
🌏 Middle East5
🇦🇪 UAE
🇸🇦 Saudi Arabia
🇶🇦 Qatar
🇱🇧 Lebanon
🇷🇼 Rwanda
🌏 Asia & Pacific10
🇮🇳 India
🇵🇭 Philippines
🇮🇩 Indonesia
🇻🇳 Vietnam
🇧🇩 Bangladesh
🇵🇰 Pakistan
🇲🇾 Malaysia
🇪🇹 Ethiopia
🇦🇺 Australia
🇹🇭 Thailand
Security

Your money is safe.
We built it that way.

Enterprise-grade infrastructure protecting every transaction, every balance, and every user — worldwide.

End-to-End Encryption

Every transaction and user record encrypted in transit and at rest using industry-standard AES-256 protocols.

KYC Verification

Multi-tier identity verification ensures funds can only be accessed and moved by you — always.

Transaction PIN

Every payment requires your personal PIN. Nothing leaves your wallet without your explicit approval.

Licensed Partners Only

Funds flow exclusively through licensed, regulated partners — Stripe, Crossmint, Monnify, Paystack, TransFi.

Instant Alerts

Every wallet movement triggers a real-time push notification. You always know exactly what's happening.

Transparent Ledger

Every debit and credit recorded and fully auditable. Your transaction history is always complete and accurate.

Read our security overview →
FAQ

Questions? Answered.

Everything you need to know about Nolubz — plain and simple.

What is Nolubz?
Nolubz is a global financial platform that lets you send money internationally, save toward goals with ArqaSave, protect transactions with Xecro escrow, and pay bills in 40+ countries — all from one app.
What is NOLZ and why is it always $1?
NOLZ is the Nolubz currency unit. 1 NOLZ always equals 1 USDT which always equals 1 USD. Your wallet balance never loses value due to exchange rate volatility inside the platform. When you deposit or withdraw in local currency, conversion happens at that exact moment — giving you a permanently stable balance.
Are deposits really free?
Yes. Deposits into your Nolubz wallet are always free — 0% deposit fee, no hidden charges, no minimum amount, anywhere in the world. Withdrawals carry a small fee starting at 0.5% which reduces as your monthly transaction volume increases.
What is Xecro and how does it protect me?
Xecro is Nolubz's smart escrow service. When you start a deal, the buyer's NOLZ is locked in a secure vault — the seller receives funds only after the buyer confirms delivery. For larger deals, Xecro Pro allows milestone-based payments. Both sides are fully protected from fraud at every step.
Which countries does Nolubz support?
Nolubz supports 40+ countries across Africa, Europe, the Americas, the Middle East, Asia, and the Pacific — including the UK, USA, Canada, France, Germany, UAE, Saudi Arabia, India, Philippines, Brazil, and many more. We expand to new markets every quarter.
How does ArqaSave work?
ArqaSave has three modes: Personal Savings (save toward a personal goal at your own pace), Calendar Savings (automatic daily, weekly or monthly contributions with a target date), and Group Savings (rotating savings circles with friends and family where each member receives the full pot in turn).
Do I earn cashback on bills and airtime?
Yes. When you pay for airtime, data, electricity, cable TV, or education services through Nolubz, a portion of the provider commission is shared back with you as real cashback — credited directly to your wallet. Not points. Real money.
When will Nolubz launch?
Nolubz is in final development and launching very soon. Join the waitlist to be among the first to receive access. Waitlist members get priority access and launch updates delivered directly to their inbox.
View all FAQs →
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is in your pocket.

Everything on this website — and more. Send money, save, protect deals with Xecro, pay bills and manage your finances from the most powerful global wallet app ever built.

Available on Android & iOS · Free to download · Launching soon